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Thursday, January 10, 2008

Auto Insurance Rate - Using The Professional Advantage

By Chimezirim Chinecherem Odimba

One way you might have been missing the opportunity of lowering your auto insurance rate is if you have not taken advantage of concessions that are given to your profession by some insurance companies. Why this is so and how you can take advantage of it is the subject of this article...

If you are an engineer, that will give you some remarkable savings with some insurance companies. Certain characteristics that have been associated with engineers as a group have informed such positions...

1) How engineers handle their cars is affected by their training which makes them very conscious of safety details. While the average person may not really bother much about the implications of tire pressure, you can count on an engineer to naturally worry about such matters.

2) The performance of a car will also matter a lot more to them than looks. If an engineer, therefore, wants to buy a car, they'll be more likely to see how well it is suited to the purpose it is to be used for. Due to their training, they are also more likely to detect a fault when it is just starting.

These traits make this group get lower auto insurance rates. You must, however, be made aware of the fact that this only applies if you have a good driving record. A poor driving record will annul the major argument for such concession which is a great road safety record.

Some companies also give teachers such concessions. Such offers are hinged on the fact that teachers are usually very disciplined. The fact that teachers have high demands placed on them by the society due to their role makes it less likely for you to see a teacher who drives roughly. Since they are aware of this position of responsibility, they respond accordingly by being responsible (and this includes while driving). Another reason for lowered auto insurance premiums for teachers is the level of stability associated with the teaching profession.

There are also companies that give military personnel special packages for reasons that are easy to deduce.

Are there companies that give lower car insurance rates to other professions not mentioned here? Yes! Is yours one of such professions? You'll have to find out. You never can tell how much you'll save if you don't try. Therefore, do your utmost to find out.

Car insurance quotes sites are by far the easiest way you can get such information. They allow you make even much more savings since they do more than tell you if your profession has special discounts. They give you the actual numbers which makes it far easier for you to make a very informed choice.

Getting as many quotes as you can is key to realizing the savings being talked about here. How much you'll save is determined by how well you compare the auto insurance quotes returned. This is in turn affected by how many quotes you have for such comparison.

This process is so easy and straightforward that you really have nothing to worry about. Even so, considering I have done all the research for you and listed two of my favorite auto insurance quotes sites on this page, it is now far easier. Each site will take you just about 5 minutes. Remember, this is a necessary step towards lowering your auto insurance rate by up to $1,000 or even much more.

Here are my favorite pages for auto insurance quotes...

InsureMe Auto Insurance Quotes

Hometown Auto Insurance Quotes

Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.

Chimezirim Odimba writes on insurance.

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